Second Start Life Coaching

Effective Date: 01/01/2026

‍Welcome to Second Start Life Coaching. By accessing this website or engaging with our services, you agree to the following Terms and Conditions. Please read them carefully.

1. Use of This Website
This website is intended to provide information about coaching services, resources and programs offered by Second Start Life Coaching / Anna Bowden. You agree to use this website for lawful purposes only and not to misuse, copy or distribute content without permission.

2. Coaching Services Disclaimer
Second Start Life Coaching and Anna Bowden provide life coaching services designed to support personal growth, self-awareness and goal-setting.

‍Coaching is not therapy, counseling or medical treatment. We do not diagnose, treat or cure any mental health or medical conditions. If you require clinical support, you should seek a licensed professional.

‍By engaging in coaching services, you acknowledge that you are responsible for your own decisions, actions and results.

‍By engaging in coaching services, you confirm you are not currently in crisis and will seek appropriate professional support if that changes.

3. No Guarantees
While coaching is designed to support meaningful change, results will vary from person to person. Second Start Life Coaching and Anna Bowden do not guarantee specific outcomes, including personal, professional or financial results.

4. Payments and Refunds
All services must be paid for in advance unless otherwise agreed in writing.

‍Refund policies will be clearly stated at the point of purchase for each program or service. Unless explicitly stated, all sales are final.

5. Intellectual Property
All content on this website, including text, branding, materials and resources, is the property of Second Start Life Coaching unless otherwise stated.

‍You may not reproduce, distribute or use any materials without prior written consent.

6. Confidentiality
We respect your privacy and treat all coaching conversations as confidential, except where disclosure is required by law.

‍Please note that coaching is not legally privileged in the same way as therapy or legal services.

7. Limitation of Liability
Neither Second Start Life Coaching nor Anna Bowden are liable for any decisions, actions or outcomes resulting from your participation in coaching services or use of this website.

‍To the fullest extent permitted by law, we disclaim any liability for direct or indirect damages arising from your use of our services.

8. Third-Party Links
This website may include links to third-party websites. We are not responsible for the content, policies or practices of those sites.

9. Changes to These Terms
We may update these Terms and Conditions at any time. Continued use of the website or services constitutes acceptance of any changes.

10. Contact Information
If you have any questions about these Terms and Conditions, please contact:

Anna Bowden
Second Start Life Coaching
bowden.annam@gmail.com

By using this website or engaging in services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.

Terms & Conditions